149 Emerald Street, Suite A-1
Keene, NH 03431
Office Phone: 603.357.2121
Office Fax: 603.358.5150
Email: info@thackston.com
114 Main Street
Winchester, NH 03470
Office Phone: 603.239.4321
Office Fax: 603.239.6700
Email: info@thackston.com
61 The Square, Suite 101
Bellows Falls, VT 05101
Office Phone: 802.463.5121
Office Fax: 802.463.2141
Email: info@thackston.com |
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| Homepage . Mortgage & Closing Resources
Mortgage & Closing Resources
Here are a few mortgage resources to assist you in getting prequalified and/or giving you information on financing possibilities. It is wise, beforemaking an offer on a property,to have a pre-qualificationletter from a mortgage institution. You know how much you can afford to spend and having the lettermakes your offer stronger to the seller.
Tools to Help with Your Mortgage:
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It used to be fairly easy to put a term to a lender that accurately described them and the types of mortgages they originated. Time, the S&L problems of the late eighties... Read More
An essential first step in the home buying process entails getting pre-approved for a mortgage loan. The process involves a thorough review of your financial situation and allows you to determine the size of the mortgage loan for which you qualify... Read More
What is the difference between pre-qualified and pre-approved?
Pre-qualification represents a mortgage professional’s opinion, in which little information, if any, has been verified. A pre-approval is the result of verifying credit, income, and assets, and represents a decision as opposed to an opinion... Read More
Due to the nature of interest rate movements, mortgage rates can change dramatically from the day you apply for a mortgage loan to the day you close the transaction. If interest rates rise sharply during the application process, it could make a borrower's mortgage payment larger than he/she previously thought. To protect against this.. Read More
PREAPPROVAL: A process that mortgage lenders use to determine how much money they will lend you based on a thorough review of your financial situation. Lenders issue a pre-approval letter, which strengthens your position when bidding on a home as it shows sellers you will be able to raise funds needed to purchase... Read More
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Mon, 14 May 2012 21:03:27 +0000
What is New Hampshire’s Current Use Law?
By Dick Thackston On July 1, 1973 the Current Use Law became effective in New Hampshire. The Current Use law was designed to keep New Hampshire’s rural character in tact while allowing owner’s to use the land quoting from the preamble to the law itself: “It is hereby declared to be in the public interest [...]
Buying Tips, Real Estate News, Selling Tips, buyer, buying, Current Use, Dick Thackston, First Home Buyers, first time buyer, home sales, housing market, Keene, Land, monadnock region, New Hampshire, News, open space, Peterborough, real estate, realtor, REALTORs, undeveloped land, wetland, Winchester, woodland Read More Of This Article
| Thu, 10 May 2012 16:49:51 +0000
Strange, but True: Your House Price Drops but REO Properties go up in Price!
By Dick Thackston According to several industry sources the average value of bank owned, REO Properties, has actually increased in the last years while the value of non-bank owned real estate has dropped on average! There are several reasons in the realm of conventional wisdom as to why this is happening; the most common reason [...]
News, Real Estate News, bank owned, economic, economy., foreclosure, home owner, home value, home values, housing market, investment, investor, middle class, real estate, real estate value, realtor, rental, REO, resale, residential property, short sale, single family Read More Of This Article
| Mon, 19 Mar 2012 18:01:16 +0000
ServiceLink and PartnerFirst recently announced a renewal of their agreement in providing solutions for the nation’s housing crisis.
CORONA, Calif., March 12, 2012 /PRNewswire via COMTEX/ — PartnerFirst is pleased to announce the renewal of its contract with ServiceLink as its nationwide short sale agent network. Through this alliance, now entering its third year, thousands of distressed homeowners can use PartnerFirst agents to resolve their mortgage problems. PartnerFirst powers the ServiceLink Short Sale [...]
Mortgage News, Real Estate News, asset disposition, distressed home owners, Financial, foreclosure, home sales, housing market, Lost Mitigation, Market, Mortgage, PartnerFirst, preforeclosure, real estate, realtor, REALTORs, recession, REO, ServiceLink, short sale Read More Of This Article
| Mon, 27 Feb 2012 06:35:30 +0000
Im From the Government and Im Here to Help! (Not a shot.)
By Dick Thackston Ronald Regan made the now famous statement about thirty years ago that the phrase “I’m from the government and I’m here to help”, was a phrase that Americans everywhere have learned to fear. The current mortgage/housing/financial crisis has only reinforced that view for many of us that have had to deal with [...]
Mortgage News, News, Real Estate News, american dream, cash for keys, crisis, Financial, foreclosed, foreclosure, fraud, government, HAFA, HAMP, home equity, homeowners, Housing, lenders, Mortgage, refinanced, relocation assistance, ronald regan Read More Of This Article
| Thu, 26 Jan 2012 21:29:08 +0000
Reality or Fear Based View of Real Estate in the US The Choice is Yours.
By Dick Thackston Prior to 2007-2008 most of the American public and most mortgage lenders believed, and often would state in conversation, “real estate never goes down!” Since that time frame buyers and sellers have gone to the other extreme and now the common wisdom is “real estate will never go back up.” Well never [...]
Buying Tips, Mortgage News, News, Real Estate News, american dream, economic crisis, fear sells, financial crisis, Greece, happiness, home ownership, housing affordability index, interest, interest rates, Japan, Mortgage, National Association of REALTORS, never say never, real estate, real estate bubble, real estate downturn, realtor, Thackston, tidal wave, Tsunami, United States Read More Of This Article
| Mon, 23 Jan 2012 21:50:01 +0000
2012 is a Buyers Market! Six Tips to Keep in Mind if You are Using a Buyer Broker:
By Dick Thackston So, 2012 looks like maybe hone buyers will be back out seriously looking at homes which means the whole issue of buyer brokerage will soon be among us again with untrained agents trying to represent buyers again. Thinking about that, I have created a six point template that every buyer thinking about [...]
Buying Tips, Real Estate News, attorney, buyer, buyer agency agreement, buyer broker, buyer brokerage, buyer brokers, buyer representative, buyer s broker, lawyer, liens, MLS, properties, property, real estate, realtor, seller, term liability, Thackston Read More Of This Article
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