149 Emerald Street, Suite A-1
Keene, NH 03431
Office Phone: 603.357.2121
Office Fax: 603.358.5150
Email: info@thackston.com
114 Main Street
Winchester, NH 03470
Office Phone: 603.239.4321
Office Fax: 603.239.6700
Email: info@thackston.com
61 The Square, Suite 101
Bellows Falls, VT 05101
Office Phone: 802.463.5121
Office Fax: 802.463.2141
Email: info@thackston.com |
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| Homepage . Mortgage & Closing Resources
Mortgage & Closing Resources
Here are a few mortgage resources to assist you in getting prequalified and/or giving you information on financing possibilities. It is wise, beforemaking an offer on a property,to have a pre-qualificationletter from a mortgage institution. You know how much you can afford to spend and having the lettermakes your offer stronger to the seller.
Tools to Help with Your Mortgage:
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It used to be fairly easy to put a term to a lender that accurately described them and the types of mortgages they originated. Time, the S&L problems of the late eighties... Read More
An essential first step in the home buying process entails getting pre-approved for a mortgage loan. The process involves a thorough review of your financial situation and allows you to determine the size of the mortgage loan for which you qualify... Read More
What is the difference between pre-qualified and pre-approved?
Pre-qualification represents a mortgage professional’s opinion, in which little information, if any, has been verified. A pre-approval is the result of verifying credit, income, and assets, and represents a decision as opposed to an opinion... Read More
Due to the nature of interest rate movements, mortgage rates can change dramatically from the day you apply for a mortgage loan to the day you close the transaction. If interest rates rise sharply during the application process, it could make a borrower's mortgage payment larger than he/she previously thought. To protect against this.. Read More
PREAPPROVAL: A process that mortgage lenders use to determine how much money they will lend you based on a thorough review of your financial situation. Lenders issue a pre-approval letter, which strengthens your position when bidding on a home as it shows sellers you will be able to raise funds needed to purchase... Read More
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Thu, 26 Jan 2012 21:29:08 +0000
Reality or Fear Based View of Real Estate in the US – The Choice is Yours.
By Dick Thackston Prior to 2007-2008 most of the American public and most mortgage lenders believed, and often would state in conversation, “real estate never goes down!” Since that time frame buyers and sellers have gone to the other extreme and now the common wisdom is “real estate will never go back up.” Well never [...]
Buying Tips, Mortgage News, News, Real Estate News, american dream, economic crisis, fear sells, financial crisis, Greece, happiness, home ownership, housing affordability index, interest, interest rates, Japan, Mortgage, National Association of REALTORS, never say never, real estate, real estate bubble, real estate downturn, realtor, Thackston, tidal wave, Tsunami, United States Read More Of This Article
| Mon, 23 Jan 2012 21:50:01 +0000
2012 is a Buyers Market! Six Tips to Keep in Mind if You are Using a Buyer Broker:
By Dick Thackston So, 2012 looks like maybe hone buyers will be back out seriously looking at homes which means the whole issue of buyer brokerage will soon be among us again with untrained agents trying to represent buyers again. Thinking about that, I have created a six point template that every buyer thinking about [...]
Buying Tips, Real Estate News, attorney, buyer, buyer agency agreement, buyer broker, buyer brokerage, buyer brokers, buyer representative, buyer s broker, lawyer, liens, MLS, properties, property, real estate, realtor, seller, term liability, Thackston Read More Of This Article
| Fri, 20 Jan 2012 16:00:31 +0000
Is the Ice Breaking for Home Builders?
By Dick Thackston The National Association of Home Builders maintains indices that measure conditions for the home building industry. There are three basic measures that the NAHB looks at as measure of were the home building industry is at: traffic visiting model homes, current sales conditions and the most subjective of the three expectations for [...]
Real Estate News, News, real estate, realtor, Thackston, Vermont, New Hampshire, buyers, sellers, housing market, home builders, downturn, Maine, Employment, North East, South, West, Mid-west, new homes, housing inventory, building industry, new construction, model homes, sales conditions, resale, massachusetss, rhode island Read More Of This Article
| Tue, 17 Jan 2012 15:18:34 +0000
The Three Es of Real Estate in 2012?
By Dick Thackston 2012 is likely to be defined, in the real estate world, by three “E’s”: Expectations, Employment and Europe/Economy. No matter what your political belief system is, no matter how much or how little money you have, these three factors will permeate American life and the economy more than any others in the [...]
Mortgage News, Real Estate News, First Home Buyers, Financial, first time buyer, real estate, realtor, financing, Unemployment, Keene, Peterborough, Vermont, New Hampshire, REALTORs, Massachusetts, monadnock region, foreclosure, investors, buyer, seller, housing market, REO, short sale, selling, buying, landlord, economy., first time buyers, political belief system, positive cash flow, time home buyers, first time home buyers, Landlords, Expectations, Employment, Sales volume, move up buyer, northeast, recovery, housing market recovery, housing recovery, Europe, debt crisis, Tsunami, Japan, China, totalitarian Read More Of This Article
| Thu, 12 Jan 2012 15:40:36 +0000
Is Mortgage Lending Getting More Consumer Friendly in 2012?
By Dick Thackston I continue to read about mortgage credit terms such as Credit Scores, Down Payment Requirements, and so forth being eased on home purchases. Federal Reserve Senior Loan Officer Survey still reports historically tight standards. Part of the problem from what I’ve seen, is values coming in low on appraisals after the buyer [...]
Mortgage News, News, Real Estate News, appraisal, appraisal standards, appraiser, asset management, asset manager, borrower, buyer, consumption, credit score, down payment, equity, federal reserve, financing, foreclosure, government backed loans, interest rates, lender owned homes, lenders, local market conditions, Market, Mortgage, mortgage credit, mortgage lending, mortgage rates, real estate, real estate market, realtor, refinance, refinances, REO, reo properties, seller, short sale, sloppy work, stabilization, Thackston, underwriter, underwriting Read More Of This Article
| Mon, 09 Jan 2012 15:31:48 +0000
Will 2012 be the Year of The Buyer Broker?
By Dick Thackston By now if you’re in the housing market, have been in the housing market or are thinking about being in the housing market, you’ve heard about buyer brokerage. Most folks, consumers & REALTORS, have an idea about buyer brokerage but very few actually understand it or have the training and background to [...]
Buying Tips, Real Estate News, Selling Tips, Accredited Buyer’s Representative, buyer, buyer broker, buyer brokerage, consumer, housing market, marketing, profit, properties, property, property analysis, real estate, realtor, seller Read More Of This Article
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